Nothing has changed…..the same NO FEAR tactics that brought the team one Silver Medal, one Gold Medal, and a trophy last time has guided the team again to capture not Silver, but three Gold Medals from 3 different paintball tournament series held in Singapore and Malaysia.

Sounds like a school examination, isn’t it? Yes it is an examination, But it’s actually beyond that. In my previous article, I roughly mentioned about Filipinos having low “financial IQ”. We are aware of the term IQ (intellectual quotient) and EQ (emotional quotient), But are we aware of this term Fin-Q (Financial Quotient)? This Fin-Q actually pertains to determining whether we are financially healthy; being financially secure and functioning well.